Reading your wallet activity (the transaction ledger)

Every credit and debit that touches your Wallet is recorded in your activity ledger, so you can always see exactly where your money came from and where it went. This article explains how to read it line by line.

Finding it

Your ledger is at Wallet activity (the wallet history page from your dashboard). It lists your transactions newest first, each on its own row.

The columns

Each row has three parts:

• Date: when the transaction happened.
• Amount: how much, with a sign. A plus (+) is a credit, money coming into your Wallet (a sale payout, a referral commission, a deposit released to you). A minus (-) is a debit, money leaving (a purchase you paid from your Wallet, or a withdrawal to your bank). The implication: scan the signs to see at a glance what was income and what was spending.
• Description: what the transaction was, often with chips that link to the people, organizations, and animals involved (a buyer, a customer, the animal in a sale). Many rows also show the fee that was taken and a short summary, so the line is self-explanatory.

The transaction types, and what each one tells you

Your ledger uses a clear type for each kind of money movement. Here is what each means, including the fee it shows and who the other party is:

• Animal sale: seller proceeds released to you from a marketplace animal sale, after the buyer confirmed delivery. Shows the animal and the buyer, and any seller bonus boost that was deducted. This is your income from selling an animal.
• Genetics sale: seller proceeds released from a genetics listing (for example semen or embryos). Shows quantity, what the buyer paid, the fees taken, the buyer, and the genetic source animals.
• Purchase: money leaving your Wallet to pay for an animal you bought. Shows the animal you purchased. This is a debit, because you spent Wallet balance at checkout.
• Referral bonus: a referral commission paid into your Wallet because someone bought through your link. Shows the commission amount, any boost, and the buyer. This is the promoter's 1% earning, explained in full in Referrals and promoter rewards: earn by sharing.
• Boarding payment: a boarding payout to you as the provider (a credit), which shows the 5% provider fee that was taken and the animals; or, when you are the customer, a boarding charge paid from your Wallet (a debit). The chip shows the customer or provider on the other side.
• Genetics storage payment: a genetics storage payout to you as the provider (a credit), showing the 5% provider fee and the stored units; or a storage charge you paid as the customer (a debit).
• Stewardship payment: a caretaker (stewardship) payout to you, showing the 5% platform fee taken and the animal and steward. This is your income for caring for an animal under a stewardship.
• Transport payout: your payout for completing a delivery as an approved transporter, showing the route (pickup to delivery) and the buyer, seller, and animal.
• Withdrawal to bank account: money leaving your Wallet to your connected bank (a debit). Shows which wallet it came from. This is you cashing out, covered in Withdrawing your money to your bank.
• Event commission: an organizer commission credited to you for a sale that happened through a sale event you ran. Shows the listing or genetics that sold and the event it came from.
• Reservation deposit: a buyer's reservation deposit released to you when a reservation moves forward (a credit).
• Reservation deposit refunded to buyer: a reservation deposit returned to a buyer (a debit on the holding side). The line notes the deposit funds were returned.

Why the ledger matters

Because every line shows the fee taken and the counterparty, your ledger is the single source of truth for your Creatures earnings and spending. When a payout looks different from what you expected, the row tells you why: the fee, the boost, the refund, or the dispute behind it. For how money first lands in your Wallet, see Your Creatures Wallet: balance, holds, and getting paid. Your ledger does not track your promotional balance, which is a separate line; for that, see Creatures Credit: what it is and how it is spent.

Related information

• Your Creatures Wallet: balance, holds, and getting paid
• Withdrawing your money to your bank

Updated on: 23/06/2026